Disability insurance helps replace income when you can’t work due to a disability, so you can focus on what’s most important – getting better. We offer coverage that is both comprehensive and affordable for you and your family.
Disability Plans
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Member Services: 800.538.4583
Benefit Details
If you become disabled for more than 180 days, you may receive a monthly benefit equivalent to 66.67% of your pre-disability monthly earnings, up to a monthly maximum of $15,000. This benefit may continue until your Social Security Normal Retirement Age.
Plan Documents
Employee or Employer Paid Option
SCM will pay for this benefit in full OR you may choose to pay for your Long Term Disability coverage on an after-tax basis through payroll deduction. The advantage of electing to pay your own premium on an after-tax basis is that in the event you become disabled your monthly benefit will be paid tax-free.
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Enroll Now!
If you've made your plan selections and are ready to enroll, click the button below to access our online enrollment system.
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Wellness Discount
Want to earn a discount on your health plan? How about a total $1,000/$2,000 contribution to your HSA if enrolled?
Learn How