The LTD plan is designed to provide you with a reasonable level of income replacement in case you can no longer work due to a disability.
Disability Plans
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Member Services: 800.538.4583
Benefit Details
If you become disabled for more than 180 days, you may receive a monthly benefit equivalent to 66.67% of your pre-disability monthly earnings, up to a monthly maximum of $15,000. This benefit may continue until your Social Security Normal Retirement Age.
Plan Documents
Employee or Employer Paid Option
SCM will pay for this benefit in full OR you may choose to pay for your Long Term Disability coverage on an after-tax basis through payroll deduction. The advantage of electing to pay your own premium on an after-tax basis is that in the event you become disabled your monthly benefit will be paid tax-free.
The STD plan through Guardian provides you with disability income benefits for disabilities resulting from a non-occupational injury or illness. This benefit is only available to non-CA employees..
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Member Services: 800.538.4583
Benefit Details
If you become disabled for more than 7 days, you may receive a monthly benefit equivalent to 70% of your salary, up to a weekly maximum of $1,710. This benefit may continue for up to 26 weeks.
Plan Documents
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Wellness Discount
Want to earn a discount on your health plan? How about a total $1,000/$2,000 contribution to your HSA if enrolled?
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