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The Guardian DHMO plan provides dental care through a network of dentists. There are no deductibles, plan maximums, or claim forms. You MUST select a dental office from the Managed DentalGuard DHMO network.

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The Guardian Dental Base PPO plan covers a wide range of dental services. You have the freedom to go in or out of network for care; however you can maximize your benefits and pay less out-of-pocket when you see a dentist in the DentalGuard Preferred PPO network.

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The Guardian Dental Buy-Up PPO plan covers a wide range of dental services. You have the freedom to go in or out of network for care; however you can maximize your benefits and pay less out-of-pocket when you see a dentist in the DentalGuard Preferred PPO network.

Cost Per Pay Period

In 2026, all SCM employees will have biweekly payroll. Note that the deductions for premiums will only be taken out of 24 checks.

ALL EMPLOYEES
Guardian Base DPPO Buy-up DPPO DHMO
Employee Only $6.00 $8.58 $4.00
Employee + Spouse $11.00 $16.11 $7.50
Employee + Child(ren) $11.00 $22.08 $7.50
Employee + Family $16.00 $30.09 $10.00

Guardian Base DPPO

  • Employee Only
    $6.00
  • Employee + Spouse
    $11.00
  • Employee + Child(ren)
    $11.00
  • Employee + Family
    $16.00

Guardian Buy-Up DPPO

  • Employee Only
    $8.58
  • Employee + Spouse
    $16.11
  • Employee + Child(ren)
    $22.08
  • Employee + Family
    $30.09

Guardian DHMO

  • Employee Only
    $4.00
  • Employee + Spouse
    $7.50
  • Employee + Child(ren)
    $7.50
  • Employee + Family
    $10.00
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